Frequently Asked Questions
What is Conveyancing?
How long does the Conveyancing process take?
Do I have to use a Lawyer?
DIY Conveyancing is perfectly possible if you are not put off by legal jargon and are willing to deal with the large amounts of paperwork involved. In this case you might manage without a professional conveyancer, however, you should consider this very carefully as it is a complex and time consuming business. If the conveyance is not carried out properly you could, for example, find yourself in costly legal disputes over boundaries, or discover that there is a new development planned to be built opposite your home, or even that the seller had no legal right to sell the property. In reality very few homebuyers undertake the conveyancing themselves. There are three main reasons for this:
- Mortgage lenders require a Lawyer to be employed in order to protect their interest.
- There is a high chance of things going disastrously wrong.
- The other people involved may not be happy with you undertaking your own conveyancing, and may not be prepared buy from or sell to you on this basis
Will I have to pay Stamp Duty Land Tax (SDLT)?
If the price of the property is more than £125,000 you must pay SDLT at a starting rate of 2%. This rate rises as the purchase price increases and goes up to a maximum of 12% on that part of the purchase price above £1.5 million (you can use the SDLT calculator on our Links page to work out exactly how much tax you will pay). If the purchase price is £125,000 or less you don’t pay any SDLT (except in certain circumstances).
First-time buyers – if you are a first-time buyer the threshold for when you start to pay SDLT is now £300,000 but this relief is only available if you have never owned a house or flat in the UK or anywhere else in the world. If you are buying with someone else they must never have owned property before either.
Second home owners – if the property you are purchasing is a second property then you will have to pay an additional 3% SDLT on top of the basic rates mentioned above
What is meant by 'Exchange' and 'Completion'?
When should I give Notice to my landlord?
My Buyers want to 'negotiate' on the agreed price, what should I do?
I will be away on Holiday, can the transaction proceed without me?
I am having second thoughts, what can I do?
Should I have a survey?
Homebuyer’s Survey and Valuation Report
I cannot recommend Brogans enough, they have made my fiancée and me incredibly happy, and we are so pleased we chose their conveyancing services. It's no secret the last year has been a tough time, but Brogans rose to the challenge and were the bedrock of the entire...
Thank you very much all your work and help on our purchase. The service you provided was exemplary throughout and we really appreciated for all your work. We will recommend you to everyone we know.
To Sue and all of Brogan Lawyers, thank you for your efforts throughout this process. I am very happy with the high quality professional service I received and the patience exhibited during this busy time. I look forward to conducting business with Brogan Lawyers...
I just wanted to drop you a line and say well done and great job. I also wanted to add that I have been heartened and impressed by your communication with us, especially your positive, respectful and constructive tone in emails. Most lawyers either want to ignore us,...
Brogan Property Lawyers Ltd. Registered in England and Wales. Registration number: 7238987
Brogan Property Lawyers Ltd. Registered in England and Wales.
Registration number: 7238987
Tel: 01276 61943. Fax: 01276 29926
Brogan Property Lawyers Ltd.
Registered in England and Wales.
Registration number: 7238987